Maître Anne-Cécile COSTE

Avocat au barreau d'Ajaccio

Compétences : Droit des sociétés commerciales et professionnelles, Droit commercial, des affaires et de la concurrence, Droit du travail et social, Droit immobilier, Droit fiscal et droit douanier, Procédure civile, Procédure d'appel, Droit des garanties, des sûretés et des mesures d'exécution, Procédures collectives et entreprises en difficultés, Transports terrestres, Droit du crédit et de la consommation, Droit de la santé, Réparation du préjudice corporel, Responsabilité civile, Droit de la famille, des personnes et de leur patrimoine, Droit routier et de la circulation routière

Barreau : Ajaccio

Adresse : Rue du Commandant l'Herminier 20137 PORTO-VECCHIO

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Publié le 26/06/2016

Taux d'intérêt légal du 2nd semestre 2016 en baisse

Article juridique - Procédure civile

Par Me Anne-Cécile COSTE

Taux d'intérêt légal du 2nd semestre 2016 en baisse

Les taux du 2nd semestre 2016 ont été publiés au Journal officiel en date du 26 juin 2016. Ils sont inférieurs à ceux du 1er semestre. Ils sont désormais les suivants :

Débiteur (qui doit)	Créancier (à qui l’argent est dû)	Taux
Particulier	Particulier	4,35 %
Professionnel	Particulier	4,35%
Particulier	Professionnel	0,93 %
Professionnel	Professionnel	0,93 %

Pour rappel, ces taux s'appliquent principalement aux sommes dues en cas de condamnation judiciaire.

En effet, s'agissant des pénalités de retard, les CGV doivent préciser le taux d’intérêt des pénalités dues en cas de retard de paiement (Article L. 441-6 du code de Commerce). À défaut de stipulation, ce taux n’est pas égal au taux d’intérêt légal entre professionnels mais au taux directeur de la BCE majoré de 10 points de pourcentage (10,05% au 1er janvier 2016). Dans tous les cas, les Parties ne peuvent pas prévoir un taux inférieur à trois fois le taux d’intérêt légal soit 2,79% au titre du 2nd semestre 2016.

Fichier attaché