Maître Richard PATOU PARVEDY

Avocat au barreau de Saint-Denis-la-Réunion

Compétences : Droit de la famille, des personnes et de leur patrimoine, Droit immobilier, Droit commercial, des affaires et de la concurrence

Barreau : Saint-Denis-de-la-Réunion

Adresse : 71 rue Maréchal Leclerc 97400 ST DENIS

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Publié le 06/12/2025

Insuffisance d’actif et faillite : peut-on protéger le dirigeant ?

Article juridique - Droit des sociétés

Par Me Richard PATOU PARVEDY

Insuffisance d’actif et faillite : peut-on protéger le dirigeant ?

Lorsque l’entreprise traverse une crise grave et que l’actif ne suffit pas à couvrir les dettes, la notion d’“insuffisance d’actif” surgit. Pour le dirigeant, cela peut signifier des risques juridiques importants : mise en cause de sa responsabilité, dettes personnelles, redressement…

Mais tout n’est pas perdu : il existe des mécanismes de défense, des précautions à prendre, et des stratégies juridiques adaptées pour limiter les conséquences. Comprendre ces leviers, leurs conditions, et anticiper les dangers peut faire la différence entre une sanction lourde et une sortie contrôlée.

Si vous êtes dirigeant, ou que vous accompagnez quelqu’un en situation difficile, il est essentiel d’agir vite, d’analyser la situation avec précision, et de s’entourer d’un vrai professionnel du droit.

???? Pour en savoir plus — ce qu’implique l’insuffisance d’actif, comment la responsabilité du dirigeant peut être engagée, et quelles défenses envisager — consultez l’article complet :
https://patou-avocat.com/responsabilite-insuffisance-actif-defense-dirigeant/