Maître Amandine DEVIANNE

Avocat au barreau de Paris

Compétences : Droit de la famille, des personnes et de leur patrimoine, Droit des enfants

Barreau : Paris

Adresse : 47 RUE REMY DUMONCEL 75014 PARIS

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Publié le 23/03/2026

Séparation ou divorce : qui paie le logement et les factures pendant la procédure ?

Article juridique - Droit de la famille, des personnes et de leur patrimoine

Par Me Amandine DEVIANNE

Séparation ou divorce : qui paie le logement et les factures pendant la procédure ?

Lorsqu’un couple se sépare, la question des charges financières pendant la procédure devient rapidement un sujet de conflit. Qui doit payer le loyer, le crédit immobilier, l’électricité, l’eau ou internet ? Comprendre les règles permet d’éviter des impayés et des tensions inutiles.

1. Le logement : qui reste dans la maison ?

Si le couple est propriétaire en commun, l’un des conjoints peut demander l’attribution temporaire du logement par le juge aux affaires familiales (JAF).
Si le couple est locataire, le bail reste valable : chacun est responsable du loyer auprès du propriétaire.
Le juge peut décider que l’autre conjoint verse une compensation pour le logement si un seul reste sur place.

Astuce : il est recommandé de notifier par écrit les accords sur le logement pour éviter tout litige.

2. Les factures et charges courantes

Pendant la séparation :

Les charges liées au logement (eau, électricité, gaz) doivent être réparties selon l’occupation réelle ou selon ce qui est prévu par le juge.
Les abonnements communs (internet, assurance habitation) doivent être réglés par accord entre les deux conjoints ou sur décision du juge.

3. Les dettes communes

Les dettes contractées pour la famille ou le logement restent à partager.
Les dettes personnelles contractées par l’un des conjoints n’engagent que ce dernier, sauf preuve d’usage pour le ménage.

4. Conseils pratiques

Documenter toutes les dépenses pendant la procédure.
Conclure un accord écrit ou par voie judiciaire pour définir qui paie quoi.
Faire appel à un avocat spécialisé en droit de la famille pour sécuriser vos droits et éviter les impayés.

Conclusion : La séparation ou le divorce entraîne souvent des difficultés financières concrètes. Anticiper, organiser et documenter les paiements permet de protéger vos intérêts et d’éviter des conflits inutiles.