Maître Ange-Hélène YEBGA HOT

Avocat au barreau de Paris

Compétences : Droit immobilier, Droit de la famille, des personnes et de leur patrimoine, Droit des étrangers et de la nationalité

Barreau : Paris

Adresse : 47 RUE LACROIX 75017 PARIS

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Publié le 12/01/2026

Impayés de loyers sur baux d’habitation : ce que vous devez absolument maîtriser

Article juridique - Droit immobilier

Par Me Ange-Hélène YEBGA HOT

Impayés de loyers sur baux d’habitation : ce que vous devez absolument maîtriser

L’impayé de loyer constitue un enjeu majeur dans la gestion des baux d’habitation.

Depuis la loi n° 2023-668 du 27 juillet 2023, la procédure a évolué, notamment avec la réduction du délai laissé au locataire après commandement de payer, désormais fixé à 6 semaines (contre 2 mois auparavant).

Côté bailleur : réactivité et rigueur sont indispensables

Agir dès le premier impayé : relances écrites, tentative amiable, activation de l’assurance loyers impayés ou mise en œuvre de la caution.
Respecter scrupuleusement le formalisme du commandement de payer (article 24, loi du 6 juillet 1989) : mentions obligatoires, dont le délai de 6 semaines, décompte précis, avertissements et informations sur le Fonds de Solidarité Logement.
Notifier la caution dans les 15 jours suivant la signification au locataire (article 24-I).
Signaler le commandement à la CCAPEX si la dette atteint 2 mois ou 2 loyers (personnes physiques, SCI familiales).
Notifier l’assignation au préfet au moins 6 semaines avant l’audience sous peine d’irrecevabilité.

Côté preneur : vigilance et recours

Informer rapidement le bailleur de ses difficultés, et chercher un accord (échéancier, aides sociales).
Répondre à chaque commandement ou mise en demeure pour ne pas accélérer la procédure.
Saisir le juge pour obtenir des délais de paiement (art. 1343-5 C. civ.) ou engager la commission de surendettement.
Contester en cas de manquements du bailleur (logement non décent, absence de travaux) via exception d’inexécution (articles 1719, 1219, 1220 C. civ.).

Points de vigilance essentiels

La moindre erreur de procédure entraîne la nullité de la clause résolutoire ou l’irrecevabilité.
Le délai de 6 semaines est désormais une règle d’airain.
La notification au préfet est une étape souvent méconnue, mais déterminante.

Vous êtes bailleur ou locataire confronté à un impayé ? Ne laissez rien au hasard : faites-vous accompagner par un expert qui sécurise vos droits et vos intérêts.

➡️ Contactez-moi pour une consultation personnalisée : https://www.avocat-yebga-hot.fr/ ou par mail : angehelen.avocat@gmail.com