Maître Thierry WICKERS

Avocat au barreau de Bordeaux

Avocat titulaire d'un certificat de spécialisation en Droit des garanties, des sûretés et des mesures d'exécution et Droit du crédit et de la consommation

Compétences : Droit du crédit et de la consommation, Droit des garanties, des sûretés et des mesures d'exécution, Droit de la sécurité sociale et de la protection sociale, Procédure civile

Barreau : Bordeaux

Adresse : 70 rue Abbé de l'Epée 33000 BORDEAUX

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Publié le 01/01/2018

Déchéance du terme

Article juridique - Droit du crédit et de la consommation

Par Me Thierry WICKERS

Le contrat de prêt peut prévoir que lorsque le débiteur ne respecte pas ses obligations, le créancier aura la possibilité de prononcer la déchéance du terme et de rendre le prêt exigible.

Mais, sauf dans le cas où la convention le prévoit de manière à la fois exprès et dépourvue de tout équivoque, le prêteur devra d'abord adresser une mise en demeure au débiteur et lui laisser un délai pour se mettre à jour (Cass. 1re Civ. - 22 juin 2017)