Maître Jean-Paul FOURMONT

Avocat au barreau de Coutances

Compétences : Droit immobilier, Droit de la famille, des personnes et de leur patrimoine, Droit du travail, Assurances des particuliers

Barreau : Coutances-Avranches

Adresse : 3 Avenue Maréchal Foch 50150 SOURDEVAL

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Publié le 05/04/2025

Le droit de la consommation ne s'applique pas à un compte bancaire à vocation professionnelle

Article juridique - Droit bancaire et boursier

Par Me Jean-Paul FOURMONT

Le droit de la consommation ne s'applique pas à un compte bancaire à vocation professionnelle

La Cour de Cassation dans un arrêt du 18 décembre 2024 a écarté l'application du droit de la consommation aux facilités de trésorerie rattachées à un compte à vocation professionnelle .

La destination d'un compte bancaire s'apprécie à sa date d'ouverture , peu important les conditions dans lesquelles il est ultérieurement utilisé dès lors que les parties n'en n'ont pas modifié la destination contractuelle.

Cette position de la cour de cassation est importante , pour les découverts bancaires.

Pour plus d'information,il est possible de contacter Maître Fourmont tel 02 33 58 9548.