Maître Jean-Paul FOURMONT

Avocat au barreau de Coutances

Compétences : Droit immobilier, Droit de la famille, des personnes et de leur patrimoine, Droit du travail et social, Assurances des particuliers

Barreau : Coutances-Avranches

Adresse : 3 Avenue Maréchal Foch 50150 SOURDEVAL

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Publié le 28/04/2024

Cautionnement et fiche de renseignement patrimonial

Article juridique - Droit bancaire et boursier

Par Me Jean-Paul FOURMONT

Cautionnement et fiche de renseignement patrimonial

La Cour de Cassation a rendu un arrêt le 13 mars 2024, qui indique que la valeur probatoire d'une fiche de renseignement remplie après la conclusion du cautionnement , est nulle.

La charge de la preuve de la disproportion ,incombe à la caution.

La fiche patrimoniale permet de constater s'il a été souscrit un engagement disproportionné, par rapport à ses revenus et son patrimoine (art 2300 du code civil).

Le caractère disproportionné s'apprécie à la date d'engagement

Si la preuve de la disproportion est établie, le cautionnement peut être réduit .

En cas de non-transmission des informations sur le patrimoine , des sanctions pénales sont prévues.

Pour tout renseignement , Maître Jean Paul Fourmont Avocat dans le Sud Manche se tient à votre disposition tel 0233589548.