Maître Didier SARDIN

Avocat au barreau de Lyon

Avocat titulaire d'un certificat de spécialisation en Droit des assurances

Compétences : Droit des assurances, Réparation du préjudice corporel

Barreau : Lyon

Adresse : 245 rue Duguesclin 69003 LYON

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Publié le 14/06/2016

Pensez à mettre à jour vos contrats d'assurance !

Actualité de la profession

Par Me Didier SARDIN

Pensez à mettre à jour vos contrats d'assurance !

Vous évoluez, vos habitudes changent et votre patrimoine aussi.

Pensez à revoir régulièrement vos contrats d'assurance pour vérifier s'ils correspondent toujours à vos besoins (montant des objets mobiliers assurés par exemple, garanties des instruments de musique ou des animaux de compagnie...) et vérifiez aussi que votre situation correspond toujours à ce que vous avez déclaré lors de la souscription de votre contrat.

Si vous n'êtes plus le conducteur habituel de votre voiture, si on vous a retiré temporairement le permis de conduire, si vous avez ajouté une pièce à votre villa vous devez le déclarer à votre assureur. A défaut, vous risquez de voir votre contrat annulé en cas de sinistre et de vous voir imputer une grosse partie des dommages.

Un blessé grave causé par un accident de la circulation peut obtenir plusieurs millions d'euros d'indemnités. Pour une petite économie ou une étourderie, il serait stupide d'avoir à payer ces indemnités à la place de votre assureur.