Maître Sabrina SAB

Avocat au barreau de Paris

Compétences : Droit du travail et social, Droit commercial, des affaires et de la concurrence, Droit de la famille, divorce, séparation, Responsabilité civile, Droit du crédit et de la consommation, Droit des sociétés, Baux commerciaux et professionnels, Droit des garanties, des sûretés et des mesures d'exécution, Droit pénal, Baux d'habitation, Droit des sociétés commerciales et professionnelles, Procédures collectives et entreprises en difficultés, Droit pénal des affaires, Droit pénal général, Mesures d'exécution forcée, Mesures conservatoires, Droit de la consommation, Droit de la concurrence, Droit de la distribution, Procédures collectives et entreprises en difficultés, Ventes de fonds de commerce, Droit des associations et des fondations, Droit des assurances, Droit bancaire et financier, Droit de la santé, Procédure civile, Procédure d'appel

Barreau : Paris

Adresse : 85 BOULEVARD DE COURCELLES 75008 PARIS

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Publié le 23/08/2024

Quand l'assureur se fiche des professions règlementées : cas de la violation du secret médical

Article juridique - Droit des assurances

Par Me Sabrina SAB

Quand l'assureur se fiche des professions règlementées : cas de la violation du secret médical

De nombreux médecins et clients se plaignent du comportement de certaines compagnies d'assurances.

Cela concerne les assurances vie, incapacité, invalidité, les contrats de prévoyance, etc.

La pratique de ces assurances est de faire adresser par l'intermédiaire de leur médecin conseil un questionnaire de santé (ou demande de certificat médical détaillé) à l'assuré ou son ayant droit, après la réalistation du risque, pour le faire remplir par le médecin traitant.

Dans certains cas, il s'agit d'une case à cocher répondant à une question assez fallacieuse.

Sans réception de ce questionnaire ou certificat médical, le dossier sera classé sans suite et donc sans indemnistation pour le bénéficiaire.

Cette pratique pourrait être abusive voire constitutive d'une violation du secret médical.

Pour plus de détails : article complet suivant ce lien.