Maître Céline SAMUEL

Avocat au barreau de Saint-Etienne

Compétences : Droit immobilier, Droit commercial, des affaires et de la concurrence, Droit du crédit et de la consommation, Droit bancaire et boursier, Droit des garanties, des sûretés et des mesures d'exécution, Droit de la famille, des personnes et de leur patrimoine, Baux ruraux et entreprise agricole

Barreau : Saint-Etienne

Adresse : 6 rue Gérentet 42000 SAINT-ÉTIENNE

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Publié le 27/07/2022

Surendettement possible pour l'associé d'une société civile

Article juridique - Droit du crédit et de la consommation

Par Me Céline SAMUEL

Surendettement possible pour l'associé d'une société civile

La procédure de surendettement prévue par le Code de la consommation ne peut pas être appliqué à l'artisan, au commerçant ou au profesionnel libéral ; ces derniers relèvent des procédures collectives du Code de commerce ( sauvegarde, redressement ou liquidation judiciaire).

Mais, dans deux arrêts du 21 décembre 2021 (n°20-16.485 et 20-18.344), la Cour de cassation a logiquement rappelé que l'associé d'une société civile ou d'un GAEC (qui est une société civile agricole) peut bénéficier à titre personnel de la procédure de surendettement.

Le recours à ce type de procédure se justifie d'autant plus que la société civile rencontre des difficultés financières qui impacte la situation personnelle de son associé.

Notre Cabinet peut vous assister pour recourir à ce type de procédure.