Maître Elodie DHENRY

Avocat au barreau de Paris

Compétences : Droit du dommage corporel, Réparation du préjudice corporel, Droit des assurances, Droit de la santé, Droit de la famille, des personnes et de leur patrimoine, Procédure civile

Barreau : Paris

Adresse : 76 AVENUE DES CHAMPS ELYSEES 75008 PARIS

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Publié le 14/12/2024

Sinistre et conditions de la garantie

Article juridique - Droit des assurances

Par Me Elodie DHENRY

Chaque sinistre est évalué selon les conditions du contrat. Découvrez comment vérifier si la garantie s’applique vraiment. Explications par Maître DHENRY, avocate en droit des assurances ☎ 09.81.69.87.22. Rendez-vous en ligne ou contact par @ : elodie.dhenry@avocat.fr.

Sinistre refusé et conditions de la garantie vol

Certains assureurs prétendent au moment du sinistre qu'une garantie spécifique ou une option n'aurait pas été souscrite, par exemple que la garantie vol n’avait pas été souscrite.

Ou encore vérifient uniquement au moment du sinistre si les conditions de la garantie en question sont remplies, par exemple l’installation d’un système de protection contre le vol agréé SRA, le marquage du numéro d’immatriculation, etc

Il est alors nécessaire de bien reprendre son contrat afin de déterminer ce qui est :

Exigé,
Prévu,
Ou ne l'est pas.

Chaque mot compte !

Si vous n'êtes pas d'accord avec l'interprétation de votre assureur, il peut être utile de consulter un avocat pour une étude des conditions et des clauses d'exclusions de votre contrat.

Le Cabinet se tient à votre disposition pour vous conseiller et vous assister :