CIPAV is the interprofessional provident and old-age insurance fund to which are affiliated self-employed, liberal professions.

It is a mandatory scheme ...... whose disorderly management and deplorable service offered to members have led to many scandalous situations and put in the financial difficulty professionals.

RECURRING PROBLEMS:

The difficulties that members may have faced are essentially:

- requests for payment of undue or imaginary social contributions;

- requests for payment of prescribed contributions (beyond the statute of limitations);

- very substantial delays (6 months to 4 years) for the settlement of pension rights;

Thus, it is not uncommon for you to receive a call for exorbitant contributions, sometimes representing more than your annual turnover!

ADVICE:

If you are faced with this type of difficulty, we invite you to take action asap, namely from the first formal notice (letter before action) and especially at the latest, from the receipt of a constraint served by bailiff.

It is advisable to seek a legal counsel asap, who will be able to take charge of your file without further delay.

Indeed, it will be almost impossible for you to obtain any written answer from the CIPAV and win your case, without taking legal action as the procedure is complex and as it needs to be checked by a legal professional.

If assisted by a legal professional, you will avoid heavy financial penalties unjustified ... .and put in danger your activity.