Maître Mariannick CANEVET

Avocat au barreau des Hauts-de-Seine - Nanterre

Avocat titulaire d'un certificat de spécialisation en Droit des sociétés

Compétences : Droit des sociétés, Droit commercial, des affaires et de la concurrence, Droit de la famille, des personnes et de leur patrimoine, Baux commerciaux et professionnels

Barreau : Hauts-de-Seine

Adresse : 15 Avenue Galois 92340 BOURG LA REINE

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Publié le 13/10/2019

Le dispositif ECO-PTZ : financement des travaux de rénovation énergétique dans votre logement

Evènement/Actualité institutionnelle

Par Me Mariannick CANEVET

Le dispositif ECO-PTZ : financement des travaux de rénovation énergétique dans votre logement

Vous envisagez d’entreprendre des travaux de rénovation énergétique dans votre logement ? Pour financer votre projet, des aides peuvent être accordées ;

Un décret et deux arrêtés ont été publiés au Journal Officiel le 20 août 2019, mettant en application de nouvelles modalités de l’éco-Prêt à Taux Zéro (l’éco-PTZ). Il s’agit d’une avance financière, sans intérêts, comprise entre 7 000 € et 30 000 €.

Ce prêt est destiné aux travaux de rénovation énergétique des logements et s’adresse à tous les propriétaires, occupant ou non, individuel ou syndicat de copropriétaires.

L'article 184 de la loi de Finances 2019 proroge l'éco-PTZ jusqu’au 31 décembre 2021 et modifie ses conditions d'application, désormais accessibles à tous les logements achevés depuis plus de deux ans ; Les nouvelles dispositions portent notamment sur la suppression de condition de bouquet de travaux et la durée d’emprunt à quinze ans. Contrairement au Prêt à Taux Zéro accordé pour l’acquisition du logement, l’éco-PTZ est attribué sur tout le territoire, sans conditions de ressources et sans différé de remboursement. Ces deux prêts peuvent se cumuler.

La liste des travaux éligibles est sur https://www.ademe.fr/particuliers-eco-citoyens/financez-projet/renovation

La liste des établissements affiliés financiers est sur https://www2.sgfgas.fr/

Les formulaires de demande de prêts sont sur https://www.service-public.fr/particuliers/vosdroits/R42862

Fichier attaché