Maître Elodie DHENRY

Avocat au barreau de Paris

Compétences : Droit du dommage corporel, Droit de la santé, Droit des assurances, Droit de la famille, des personnes et de leur patrimoine, Procédure civile

Barreau : Paris

Adresse : 76 AVENUE DES CHAMPS ELYSEES 75008 PARIS

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Publié le 27/02/2023

Accident de la circulation et délai de paiement

Article juridique - Droit du dommage corporel

Par Me Elodie DHENRY

Accident de la circulation et délai de paiement

Sous quel délai l'assureur doit-il formuler une offre d'indemnisation définitive en cas de consolidation de la victime?

Selon le Code des assurances, dès lors que l'assureur a connaissance de la consolidation de la victime, il doit formuler une offre définitive portant sur l'ensemble des éléments indemnisables et qui ne soit pas insuffisante dans un délai de cinq mois.

A défaut, l'assureur s'expose à ce que les intérêts soient doublés, et ce sur la totalité de l'indemnité allouée in fine.

La consolidation est une notion médico-légale qui est constatée après une ou plusieurs expertises et peut être définie comme le moment où les lésions se fixent et prennent un caractère permanent correspondant à une absence d’évolution en amélioration ou en aggravation.

Lorsque la consolidation ne peut être fixée, une provision peut également être demandée.

Le Cabinet se tient à votre disposition afin de faire valoir vos droits.

Publié par Maître DHENRY

Tel : 09.81.69.87.22 | Fax : 09.72.65.14.07

elodie.dhenry@avocat.fr

24 bis rue greuze - 75116 Paris