Maître Raymond AUTEVILLE

Avocat au barreau de La Martinique

Avocat titulaire d'un certificat de spécialisation en Droit immobilier

Compétences : Droit immobilier, Droit des assurances, Baux commerciaux et professionnels, Droit de la famille, des personnes et de leur patrimoine, Droit du dommage corporel, Droit de la santé, Droit commercial, des affaires et de la concurrence, Droit du crédit et de la consommation, Mesures conservatoires, Droit du travail et social, Urbanisme, Procédure civile, Procédure d'appel, Droit pénal

Barreau : Martinique

Adresse : 51 rue Lazare CARNOT 97200 FORT DE FRANCE

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Assurance-vie: modification de la clause bénéficiaire

Article juridique

Par Me Raymond AUTEVILLE

La détermination de la clause bénéficiaire d'une assurance-vie est un acte unilatéral auquel l'assureur n'est pas partie.

L'article L. 132-8 du Code des assurances n'étant pas exhaustif des modes de désignation ou de substitution du bénéficiaire, la personne ayant souscrit l'assurance-vie peut donc valablement révoquer la Société protectrice des animaux qu'elle avait préalablement désignée comme bénéficiaire, en apposant sur le contrat la mention manuscrite « à mon futur époux après modification », signée.

L'absence de date n'a aucune influence sur la validité de la substitution.

(CA Aix en Provence, 15e ch. B, 24 sept. 2009 : JurisData n° 2009-018890)