Maître Raymond AUTEVILLE

Avocat au barreau de La Martinique

Avocat titulaire d'un certificat de spécialisation en Droit immobilier

Compétences : Droit immobilier, Droit des assurances, Droit de la famille, des personnes et de leur patrimoine, Droit du dommage corporel, Droit de la santé, Droit commercial, des affaires et de la concurrence, Droit du crédit et de la consommation, Mesures conservatoires, Droit du travail et social, Urbanisme, Procédure civile, Procédure d'appel, Droit pénal

Barreau : Martinique

Adresse : 51 rue Lazare CARNOT 97200 FORT DE FRANCE

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Publié le 27/02/2017

PROCEDURE COLLECTIVE : INOPPOSABILITE DE LA CLAUSE PENALE QUI AGGRAVE LES OBLIGATIONS DU DEBITEUR EN SAUVEGARDE.

Article juridique - Droit commercial, des affaires et de la concurrence

Par Me Raymond AUTEVILLE

PROCEDURE COLLECTIVE : INOPPOSABILITE DE LA CLAUSE PENALE QUI AGGRAVE LES OBLIGATIONS DU DEBITEUR EN SAUVEGARDE.

Un débiteur n’a pas été en mesure de rembourser les échéances d’un prêt. Il été placé en sauvegarde et un plan général d’apurement de ses dettes a été mis en place.
La banque créancière a demandé l’application de la clause du contrat de prêt qui stipulait une indemnité spéciale à son profit en cas de recouvrement judiciaire de sa créance, quelle qu’en soit la cause.

La Cour de cassation approuve les juges du fond d’avoir retenu que la clause prévoyant une indemnité en cas de nécessité de recouvrement de la créance par les voies judiciaires ,aggravait les obligations de la débitrice du seul fait de sa mise en sauvegarde. (Cass. com., 22 févr. 2017, n° 15-15.942 FS-P+B+I , Sté Lyonnaise de banque c/ Sté Le Parc thermal de Montrond-les-Bains)