Maître Jean-Paul FOURMONT

Avocat au barreau de Coutances

Compétences : Droit immobilier, Droit de la famille, des personnes et de leur patrimoine, Droit du travail et social, Assurances des particuliers

Barreau : Coutances-Avranches

Adresse : 3 Avenue Maréchal Foch 50150 SOURDEVAL

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Publié le 06/06/2022

Découvert en compte bancaire et action de la banque

Article juridique - Droit du crédit et de la consommation

Par Me Jean-Paul FOURMONT

Découvert en compte bancaire et action de la banque

La cour de cassation a rendu un arrêt le 25 mai 2022 sur le problème du découvert en compte bancaire continu.

Les actions en paiement d'un découvert en compte bancaire tacitement accepté par le banquier ,doivent être engagés à peine de forclusion , dans les deux ans après l'expiration d'un délai de 3 mois à compter du dépassement continu non régularisé.

Il faut rappeller que cette prescription biennale est prévue ,par l'art R312-35 du code de la consommation.