Maître Marion RIESS-VALERIUS

Avocat au barreau de Saint-Denis-la-Réunion

Compétences : Droit de la famille, des personnes et de leur patrimoine, Droit immobilier

Barreau : Saint-Denis-de-la-Réunion

Adresse : 64 Avenue Eudoxie Nonge 97490 STE CLOTILDE

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Publié le 04/05/2025

Le caractère excessif des primes d'assurance-vie

Article juridique - Droit de la famille, des personnes et de leur patrimoine

Par Me Marion RIESS-VALERIUS

Le caractère excessif des primes d'assurance-vie

La Cour de cassation a récemment rendu une décision cruciale concernant les contrats d'assurance-vie ! Elle rappelle l'importance d'évaluer si les primes versées sont "manifestement excessives" en tenant compte de la situation financière du souscripteur au moment des versements.

Dans cette affaire, la cour d'appel avait réintégré tout le capital versé sur un contrat jugé excessif sans analyse approfondie. La Cour de cassation a annulé cette décision, soulignant que seule la partie manifestement excessive doit être considérée.

Cette décision a des implications majeures pour la gestion des successions, assurant que seuls les excès doivent être rapportés, et non l'intégralité du capital.

Une avancée vers plus d'équité dans la répartition des successions ! ⚖️

Pour en savoir plus: https://avocat-riess-valerius-reunion.com/blog-en-ligne/le-caractere-excessif-des-primes-d-assurance-vie.html