Maître Raymond AUTEVILLE

Avocat au barreau de La Martinique

Avocat titulaire d'un certificat de spécialisation en Droit immobilier

Compétences : Droit immobilier, Droit des assurances, Droit de la famille, des personnes et de leur patrimoine, Droit du dommage corporel, Droit de la santé, Droit commercial, des affaires et de la concurrence, Droit du crédit et de la consommation, Mesures conservatoires, Droit du travail et social, Urbanisme, Procédure civile, Procédure d'appel, Droit pénal

Barreau : Martinique

Adresse : 51 rue Lazare CARNOT 97200 FORT DE FRANCE

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Publié le 21/10/2017

CAUTIONNEMENT : ENGAGEMENT MANIFESTEMENT DISPROPORTIONNE.

Article juridique - Droit commercial, des affaires et de la concurrence

Par Me Raymond AUTEVILLE

CAUTIONNEMENT : ENGAGEMENT MANIFESTEMENT DISPROPORTIONNE.

Une caution avait garanti plusieurs prêts consentis à une SCI dont il était l'un des associés.

La SCI défaillante, la banque a poursuivi la caution, qui a invoqué son engagement manifestement disproportionné.

Ce litige a donné l'occasion à la Cour de Cassation de rappeler, qu'aux termes de l'article L 341-4 du Code de la Consommation, devenu article 332-1 du Code de la Consommation, la sanction du caractère manifestement disproportionné de l'engagement de la caution, est l'impossibilité pour le créancier professionnel, de se prévaloir du cautionnement (Cass. Com. 20 avril 2017 n° 15-16691).