Maître Christine VAZEREAU

Avocat au barreau de Tours

Compétences : Droit du crédit et de la consommation, Droit de la famille, des personnes et de leur patrimoine, Droit des garanties, des sûretés et des mesures d'exécution, Droit bancaire et boursier, Procédure civile

Barreau : Tours

Adresse : 15 BIS RUE GRECOURT 37000 TOURS

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Publié le 11/11/2025

utilisation des comptes bancaires des mineurs par un parent sans l'accord de l'autre parent, engage la responsabilité du banquier

Article juridique - Droit bancaire et boursier

Par Me Christine VAZEREAU

utilisation des comptes bancaires des mineurs par un parent sans l'accord de l'autre parent, engage la responsabilité du banquier

La chambre commerciale de la cour de cassation a jugé que la modification de tout compte ou livret ouvert au nom de la personne protégée est un acte de disposition.

Elle en a déduit que la banque qui ne sollicite pas l'autorisation de l'autre parent pour accomplir des virements au débit de comptes épargnes ouverts aux noms de ses enfants mineurs, commet une faute engageant sa responsabilité.

il y a lieu de relever qu'elle a décidé de donner à sa décision, une large portée, puisque cette décision est publiée.

Cour de cassation Chambre commerciale, 12 juin 2025, 24-13.604, Publié au bulletin