Maître Jean-Paul FOURMONT

Avocat au barreau de Coutances

Compétences : Droit immobilier, Droit de la famille, des personnes et de leur patrimoine, Droit du travail, Assurances des particuliers

Barreau : Coutances-Avranches

Adresse : 3 Avenue Maréchal Foch 50150 SOURDEVAL

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Publié le 19/03/2025

La Cour de Cassation sanctionne la pratique commerciale déloyale de recouvrement des Créanciers situé au Luxembourg

Article juridique - Droit du crédit et de la consommation

Par Me Jean-Paul FOURMONT

La Cour de Cassation sanctionne la pratique commerciale déloyale de recouvrement des Créanciers situé au Luxembourg

La Cour de Cassation a rendui un arrêt le 6 février 2025 qui indique:

" la directive 2005/29/CE relative aux pratiques commerciales déloyales doit être interprétée en ce sens que la relation juridique entre une société de recouvrement de créances et le débiteur défaillant d'un contrat de crédit à la consommation relève de son champ d'application matériel"

Certain organisme de crédit cèdent les créances contre des débiteur(qui n'ont pas payés totalement leur dette) , à des sociétés qui ont en générale leur siège au Luxembourg.

C'est une spéculation qui est condamnée par une directive 2205 /29/CE , et un arrêt de la Cour de Justice Européenne du 20 juillet 2017 arrêt Gelvora.

Pour plus d'information, vous contactez Maître Fourmont Jean Paul tel 02 33 58 9548