Maître Pauline BARANDE

Avocat au barreau de Saint-Denis-la-Réunion

Compétences : Droit des sociétés, Droit commercial, des affaires et de la concurrence, Droit du travail et social

Barreau : Saint-Denis-de-la-Réunion

Adresse : 44 rue des Navigateurs 97434 ST GILLES LES BAINS

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Publié le 05/11/2019

Paiements en ligne : fin de la validation par SMS des achats sur Internet

Evènement/Actualité institutionnelle

Par Me Pauline BARANDE

Paiements en ligne : fin de la validation par SMS des achats sur Internet

L’Autorité Bancaire Européenne (ABE) a publié un avis le 16 octobre dernier. Celui-ci concerne la date de mise en application de la directive UE 2015/2366 du 25 novembre 2015.

Cette directive impose pour les acteurs du commerce électronique de mettre en place une authentification forte. C’est pourquoi, la validation d’un achat via un code reçu par SMS va disparaître au plus tard le 31 décembre 2020.

La mise en place de ce nouveau système vise à limiter la fraude à la carte bancaire sur les paiements en ligne. Ainsi, avec ce nouveau système deux facteurs d’authentification seront requis, tel qu’un code ou des données biométriques.

Avis de l’Autorité bancaire européenne du 16 octobre 2019