Maître Victoire DEFOS DU RAU

Avocat au barreau de Bordeaux

Compétences : Droit commercial, des affaires et de la concurrence, Droit du crédit et de la consommation, Droit des garanties, des sûretés et des mesures d'exécution, Procédure civile, Procédure d'appel

Barreau : Bordeaux

Adresse : 36-38 rue de Belfort 33077 BORDEAUX CEDEX

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Publié le 07/02/2017

PRET - TEG - DECIMALE : L'ETAU SE RESSERRE ...

Article juridique - Droit du crédit et de la consommation

Par Me Victoire DEFOS DU RAU

PRET - TEG - DECIMALE : L'ETAU SE RESSERRE ...

COUR DE CASSATION - 1e Chambre civile - 25 janvier 2017 (Publié)

La décimale prescrite par l'article R. 313-1 du code de la consommation est la première décimale, point.

Cassation de la décision ayant retenu que les parties avaiententendu fixer un taux effectif global à trois décimales et que l'erreur affectant la troisième emportait la nullité de la stipulation du taux des intérêts conventionnels.

A noter: " en l'absence de doute raisonnable quant à l'interprétation du droit de l'Union européenne et, en particulier, de la directive n° 98/7/CE, il n'y a pas lieu de saisir la Cour de justice de l'Union européenne d'une question préjudicielle "

https://www.legifrance.gouv.fr/affichJuriJudi.do?oldAction=rechJuriJudi&idTexte=JURITEXT000033943736&fastReqId=45973841&fastPos=1